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In page American Enterprise Institute:
"As the financial crisis of 2007–2008 unfolded, The Wall Street Journal stated that predictions by AEI staff about the involvement of housing GSEs had come true.[1] In the late 1990s, Fannie Mae eased credit requirements on the mortgages it purchased and exposed itself to more risk. Peter J. Wallison warned that Fannie Mae and Freddie Mac's public-private status put taxpayers on the line for increased risk.[2]
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