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In page Chang Kia-ngau:

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Under Chang's leadership, the Bank of China resisted the Kuomintang government's pressure to return to government control and to purchase government bonds which would contribute to ever-growing deficits. In 1928, T. V. Soong tried quite aggressively to assert control over the bank, but Chang and the directors resisted, so Soong created the Central Bank of China. Chang agreed to finance the new central bank's creation in exchange for a measure of independence and a charter to serve as the country's international exchange bank. Chang's interest was the development of the country, particularly railroad and other infrastructure development, even if such projects were not particularly profitable for the bank.